Get Up to 2,000,000 Pesos Personal Loan

Big financial goals deserve reliable support. Whether you’re a private employee, a hardworking BPO professional, a practicing doctor, or a business owner, this personal loan gives you access to funds of up to 2,000,000 pesos, with rates starting at just 1.49% per month and repayment terms of up to 36 months.

This loan is designed to make financing easier for Filipinos who want flexible, affordable, and practical loan options.

Key Loan Features

• Loan Amount: Up to 2,000,000 pesos

• Starting Interest Rate: 1.49% per month

• Loan Term: Up to 36 months (3 years)

• Minimum Monthly Income: 20,000 pesos

Who Can Apply?

This personal loan is available to qualified applicants in the Philippines under these categories:

1. Private Employees

• Must be a regular employee for at least 6 months in your current company

• Minimum monthly income of 20,000 pesos

• Requirements: Valid government-issued IDs, Certificate of Employment (COE), latest payslips, proof of billing

2. BPO Employees

• Must have a combined work experience of at least 3 years in the BPO industry

• May come from different employers as long as it totals 3 years or more

• Minimum monthly income of 20,000 pesos

• Requirements: Valid government-issued IDs, employment certificates, payslips, proof of billing

3. Private Doctors

• Must be a licensed doctor with at least 3 years of professional practice

• Requirements: PRC license, valid ID, ITR or bank statements

4. Business Owners

• Business must be operating for at least 2 years

• Must have a valid Business Permit and DTI/SEC registration

• Requirements: Business permit, financial documents (ITR or bank statements), valid ID

Benefits of This Loan

1. High Loan Amounts – Up to 2,000,000 pesos for major financial needs

2. Competitive Rates – Starting at only 1.49% monthly

3. Flexible Terms – Repayment up to 36 months

4. Inclusive Eligibility – Open for employees, BPO professionals, doctors, and entrepreneurs

5. Streamlined Process – Faster approval with minimal requirements

Sample Loan Computation

• Loan Amount: 1,000,000 pesos

• Loan Term: 36 months

• Interest Rate: 1.49% per month

Estimated Monthly Payment: 34,900 pesos
(Actual figures may vary depending on credit evaluation and applicable fees.)

How to Apply

At PeraMaxPH, we make the loan process easy by starting with a quick pre-credit evaluation survey. This helps us match you with the best possible loan offer based on your profile.

1. Answer the short survey below – Provide basic details so we can assess your credit profile.

2. Check your email for updates – PeraMaxPH will send you the result of your pre-evaluation. Please check your spam or promotions folder in case our email gets filtered.

3. Wait for an offer – Based on your credit profile, we’ll send you a loan offer that suits your needs. Our staff may also contact you via phone call or text message for further assistance.

💡 Reminder: This pre-credit evaluation is free of charge and done 100% online. Actual loan offers may vary depending on the borrower’s financial background and submitted information.

Final Thoughts

This personal loan is a solid choice for private employees, BPO professionals, doctors, and business owners who want access to up to 2,000,000 pesos with affordable rates and manageable terms. Whether you’re improving your home, investing in your career, or expanding your business, this loan offers flexibility and financial peace of mind.