Looking for a personal loan? We can help you!
With just a few simple questions, we can help you find the best loan option based on your credit profile. In less than 2 minutes, you’ll be able to choose the offer that perfectly fits your financial needs.
WHERE TO BORROW
3 Proven Ways to Get a Personal Loan
Need extra cash for an emergency or a big purchase? A personal loan can be a quick solution. In the Philippines, you have several reliable options. Here are 3 proven ways to get a personal loan and how each one works.
Banks & Credit Unions (Cooperatives)
Traditional banks and cooperatives are one of the most reliable places to borrow money. They usually require valid IDs, proof of income, and a good credit history. The advantage is lower interest rates and longer repayment terms, but approval can take more time and the requirements are stricter.
Online Lending Apps / FinTech
Fintech platforms and mobile apps offer fast and convenient personal loans with minimal requirements—often just one valid ID and an active mobile number. Approval can take only minutes, making them ideal for urgent needs. However, interest rates are usually higher and repayment terms are shorter compared to banks.
Employer Loans / Salary Loans
Some companies in the Philippines provide salary loans or cash advances to employees, while government agencies like SSS and Pag-IBIG also offer multi-purpose loans. These options are easier to access if you’re eligible, with fixed interest rates and longer terms. The downside is that availability depends on your employer or membership status.
PERSONAL LOAN
Get Up to 2,000,000 Pesos Personal Loan
Enjoy the flexibility of borrowing a high loan amount with competitive rates and convenient repayment terms. Whether for business, home improvement, education, or emergencies, a personal loan of up to 2,000,000 pesos can give you the financial boost you need.
PREPARE FOR THE FUTURE
Improve Your Credit Score to Get a Better Loan Offer
A good credit score helps you get approved faster—here are 3 simple ways to build it.
Pay on Time – Always settle your loans, credit cards, and bills before the due date.
Start Small – Use a starter credit card or legit loan apps that report to the CIC to build history.
Borrow Wisely – Keep balances low and only take loans you can repay.
Online Loan Apps Can Be Your Stepping Stone
Loan apps may start small, but paying on time helps build your credit history and opens doors to bigger loans in the future.
FAQs
We know you may have questions about loans and our free assistance service. Here are some of the most common questions our clients ask—and the answers to help guide you.
Is PeraMaxPH a lending company?
No. PeraMaxPH is not a lending company. We provide free assistance, guides, and resources to help you find legit personal loan options in the Philippines.
Do I have to pay any fees for your loan assistance?
No, our service is completely free. You will never be charged by PeraMaxPH for our loan assistance.
How do I apply for a loan through PeraMaxPH?
Simply answer our short pre-credit evaluation survey. Based on your profile, we’ll send you a loan offer via email. Please check your spam folder in case our email gets filtered.
Does filling out the survey guarantee loan approval?
No, the survey is for pre-credit evaluation only. Actual approval depends on the lender’s assessment of your credit profile and documents.
Can using loan apps really help build my credit score?
Yes, if the loan app is a submitting entity to the Credit Information Corporation (CIC). Paying on time helps establish or improve your credit score, but always borrow responsibly since loan apps often have higher interest rates and shorter terms.
Fund Your Dream. Loan Up to 2,000,000. 100% Online Application.
To begin, click the “Get Started” button below and answer our pre-credit evaluation form. No paperwork needed—just a few basic questions to help us determine the loan offer best suited for you. We value your time, so we make sure to pick the best options quickly and efficiently.
At PeraMaxPH, we strive to give you reliable insights and updates about the best and most legitimate personal loans and quick cash loan options available in the Philippines. Our goal is to guide you in making informed financial decisions. However, please remember to borrow wisely. All our articles and videos are created for general information purposes only and should not be taken as financial advice.
⚠️ Disclaimer: PeraMaxPH is not a lending company. We do not provide loans directly. We only share reviews, guides, and educational content to help you explore your options.
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Address: PeraMaxPH Studio, Purok 8 San Miguel, Indangan, Davao City, Davao del Sur, Philippines 8000 | Telephone No. (082) 236-0629 | Email Address: [email protected]